Terms & Conditions

Terms and Conditions

1. Acceptance of Terms

By using the services provided by Golden Credit Latino ("Company," "we," "us," or "our"), you ("Customer," "you," or "user") agree to comply with and be bound by these Terms and Conditions. Please review these terms carefully.

2. Services Provided

Golden Credit Latino offers credit and financial coaching services, including personalized consultations, financial guidance, credit analysis, and related support. Our services are intended solely for informational, educational, and personal financial management purposes.

3. Customer Responsibilities

You agree to:

Provide accurate, truthful, and complete information.
Cooperate fully and promptly provide any requested documentation.
Use provided services and resources lawfully and responsibly.

4. SMS Communications

By opting into SMS communications, you consent to receive messages regarding account updates, appointment scheduling, customer support, payment links, and occasional service-related notifications. Msg&Data rates may apply. You may opt out at any time by replying STOP.

5. Privacy

We respect your privacy and do not sell, rent, or otherwise disclose your personal information to third parties. Please review our Privacy Policy for complete details on how we handle your personal information.

6. Payments and Billing

Payments for services must be made in accordance with agreed-upon terms. Payment methods include secure online payments via provided payment links. Late payments or declined transactions may result in interruption or termination of services.

7. Disclaimer of Results Expectations

Results may vary based on each customer's unique financial situation, credit history, and participation in the process. While we strive to provide the best possible outcomes, we do not guarantee specific results, improvements, or timeframes. The effectiveness of our services depends on various factors, including the accuracy of the information on your credit report, the responsiveness of credit bureaus and creditors, and adherence to recommended actions. Additionally, not all plans yield the same results in terms of time or outcome. Our services are not a substitute for financial or legal advice.

Testimonials presented on our website and marketing materials are from real customers who have experienced positive results; however, individual results will vary. Success depends on following our guidance, maintaining financial responsibility, and adhering to the recommended actions throughout the process.

8. Limitation of Liability

Golden Credit Latino is not responsible for indirect, incidental, or consequential damages arising from the use or inability to use our services. Our total liability is limited to the amount paid for the services in question.

9. Modification of Terms

We reserve the right to modify or update these terms at any time. We will inform you of significant changes via SMS, email, or notices posted on our website.